Lender in Virginia · HMDA 2025
Manufacturers and Traders Trust Company mortgages in Virginia
Manufacturers and Traders Trust Company's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Manufacturers and Traders Trust Company originated 573 owner-occupied single-family loans in Virginia from 620 completed applications.
Its median conventional purchase loan costs were $5,800 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.375% (Virginia: 6.625%).
Loans in VA
573
of 620 applications
Denial rate
3.3%
Purchase · VA 6.9%
Rate spread
−0.10 pts
Conv. · VA +0.10 pts
Loan amount
$695,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 456 | 440 | 3.3% | 6.375% | −0.10 pts | $5,800 | $695,000 |
| Refinance | 106 | 91 | 14.1% | — | −0.02 pts | $4,520 | $855,000 |
| Cash-out refinance | 58 | 42 | 27.6% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Manufacturers and Traders Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Loudoun County | 15 | 133 | 1.8% |
| Fairfax County | 16 | 202 | 1.5% |
| Bath County | 17 | 1 | 2.7% |
| Stafford County | 23 | 26 | 0.9% |
| Arlington County | 24 | 26 | 1.2% |
- Manufacturers and Traders Trust Company nationwide
- Virginia mortgage market
- Manufacturers and Traders Trust Company in New York
- Manufacturers and Traders Trust Company in Massachusetts
- Manufacturers and Traders Trust Company in Maryland
- Manufacturers and Traders Trust Company in New Jersey
- Manufacturers and Traders Trust Company in Pennsylvania
- Manufacturers and Traders Trust Company in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology