Lender in Illinois · HMDA 2025
Morton Community Bank mortgages in Illinois
Morton Community Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Morton Community Bank originated 501 owner-occupied single-family loans in Illinois from 548 completed applications.
Its median conventional purchase loan costs were $2,370 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
501
of 548 applications
Denial rate
5.5%
Purchase · IL 9.2%
Rate spread
+0.33 pts
Conv. · IL +0.27 pts
Loan amount
$165,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 459 | 429 | 5.5% | 6.750% | +0.33 pts | $2,370 | $165,000 |
| Refinance | 70 | 57 | 15.7% | — | +0.36 pts | $2,290 | $105,000 |
| Cash-out refinance | 19 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Morton Community Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McDonough County | 1 | 45 | 20.5% |
| Marshall County | 2 | 14 | 8.1% |
| Tazewell County | 4 | 111 | 6.3% |
| Woodford County | 4 | 30 | 5.7% |
| Fulton County | 4 | 26 | 6.9% |
| Stark County | 4 | 4 | 8.3% |
| Peoria County | 7 | 66 | 3.0% |
| Moultrie County | 7 | 6 | 4.2% |
| Schuyler County | 7 | 3 | 5.6% |
| McLean County | 9 | 47 | 2.1% |
| Mason County | 9 | 6 | 3.7% |
| Piatt County | 12 | 6 | 2.0% |
| Douglas County | 12 | 5 | 2.2% |
| Sangamon County | 13 | 59 | 2.3% |
| De Witt County | 13 | 5 | 2.5% |
| Warren County | 14 | 2 | 1.6% |
| Menard County | 18 | 2 | 1.1% |
| Livingston County | 20 | 6 | 1.2% |
| Shelby County | 21 | 2 | 1.4% |
| Champaign County | 23 | 19 | 0.9% |
| Knox County | 23 | 5 | 1.0% |
| Putnam County | 25 | 1 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology