Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Movement Mortgage, LLC: 2025 mortgage rates, costs & approvals

How Movement Mortgage, LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: MOVEMENT MORTGAGE, LLC · LEI 549300DD4R4SYK5RAQ92

In 2025, Movement Mortgage, LLC originated 44,521 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 51 states — 16th by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.625% (all lenders: 6.625%); its median rate spread was 7 basis points above the national median. Median conventional loan costs were $5,890, 6% higher than the national median ($5,570).

It denied 3.2% of completed home-purchase applications (all lenders: 8.5%).

Loans
44,521
of 52,355 applications
Denial rate
3.2%
Purchase · all 8.5%
30-yr fixed rate
6.625%
Conv. · all 6.625%
Loan costs
$5,890
Conv. · all $5,570
Loan amount
$335,000
Purchase · all $335,000
Borrower income
$112,000
Purchase · all $116,000

How Movement Mortgage, LLC priced home-purchase loans

Purchase loans, 2025Movement Mortgage, LLCAll lenders
30-year fixed rate · conventional6.625%6.625%
30-year fixed rate · FHA6.500%6.250%
30-year fixed rate · VA6.250%6.125%
15-year fixed rate · conventional5.990%5.875%
Rate spread vs. APOR · conventional+0.20 pts+0.13 pts
Total loan costs · conventional$5,890$5,570
Total loan costs · FHA$11,940$11,310
Total loan costs · VA$8,170$6,490
Origination charges (all types)$2,460$1,860
Borrowers paying discount points52.9%51.3%
Points paid, when paid (% of loan)0.80%0.87%
Borrowers receiving lender credits22.3%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 60.4% 26,886
FHA 24.5% 10,926
VA 14.4% 6,407
USDA 0.7% 302

By purpose

Home purchase 83.0% 36,938
Refinance 9.4% 4,206
Cash-out refinance 7.6% 3,377
Home value
$385,000
Median, purchase loans
Down payment
5%
All lenders 10%
Refi rate
6.125%
30-yr fixed, conventional
Refi denial rate
3.5%
Cash-out 4.4%

Why Movement Mortgage, LLC denied purchase applications

Debt-to-income ratio 41.3% 564
Credit history 15.0% 205
Collateral (appraisal/property) 13.6% 186
Unverifiable information 10.0% 136
Other 8.2% 112
Insufficient cash (down payment/closing costs) 6.8% 93
Employment history 4.2% 57
Credit application incomplete 0.8% 11

First reason the lender reported for each denied home-purchase application.

Where Movement Mortgage, LLC lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
North Carolina6,3557,3481.6%6.625%$5,130
Washington4,2224,7732.7%6.625%$7,000
Virginia3,4744,0333.7%6.625%$5,670
Pennsylvania3,1903,6152.0%6.625%$6,070
Florida2,9783,5783.6%6.625%$6,940
South Carolina2,3152,6892.2%6.625%$5,500
Georgia1,9342,3423.8%6.562%$6,470
Texas1,7842,1593.0%6.625%$7,820
Tennessee1,5871,8813.2%6.625%$5,350
New York1,3081,6005.3%6.562%$5,270
California1,3041,6453.3%6.750%$8,320
New Jersey1,2641,6146.2%6.625%$7,280
Massachusetts1,2371,4113.1%6.625%$5,450
Alabama1,2311,4903.9%6.625%$4,850
Louisiana1,0151,2122.2%6.625%$5,070
Connecticut8058811.7%6.625%$5,380
Rhode Island7868771.9%6.750%$5,290
Maryland7538845.0%6.625%$5,680
Colorado7338261.9%6.625%$4,960
Oregon6588103.0%6.750%$7,290
West Virginia6057565.9%6.562%$4,700
Arizona5946942.7%6.625%$6,510
Idaho5586773.3%6.562%$7,410
Nevada4004874.8%6.875%$6,830
Minnesota3884262.8%6.750%$4,900
Illinois3754496.6%6.750%$6,810
Wisconsin3063542.6%6.875%$4,060
Ohio2973564.7%6.625%$5,290
New Hampshire2623035.1%6.625%$4,740
Michigan2523125.4%6.625%$4,760
Delaware2172595.0%6.500%$6,350
Kentucky2042504.1%6.750%$4,660
Indiana2012444.3%6.937%$4,500
Alaska1912302.6%6.500%$9,220
New Mexico1201473.2%6.625%$5,390
District of Columbia1161291.9%6.375%$6,600
Iowa1081264.4%6.875%$3,720
Oklahoma62734.8%——
Kansas54658.5%6.875%$3,360
Missouri49606.7%6.625%$4,400
Maine49546.4%6.875%$4,590
Vermont38508.3%6.500%$6,420
Utah28353.6%—$4,990
Mississippi253912.5%——
Montana23280.0%——
Arkansas22304.5%——
Nebraska1922———
Hawaii1014———
Wyoming68———
South Dakota66———
North Dakota34———

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Movement Mortgage, LLC's page for that state.

Counties where Movement Mortgage, LLC is a top lender

Check Movement Mortgage, LLC yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology