Lender in Indiana · HMDA 2025
Mr. Cooper mortgages in Indiana
Mr. Cooper's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Mr. Cooper originated 692 owner-occupied single-family loans in Indiana from 871 completed applications.
Its median conventional purchase loan costs were $3,660 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.75% (Indiana: 6.625%).
Loans in IN
692
of 871 applications
Denial rate
4.1%
Purchase · IN 7.4%
Rate spread
+0.20 pts
Conv. · IN +0.24 pts
Loan amount
$235,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 145 | 138 | 4.1% | 6.750% | +0.20 pts | $3,660 | $235,000 |
| Refinance | 213 | 174 | 12.7% | 6.125% | −0.10 pts | $6,150 | $245,000 |
| Cash-out refinance | 513 | 380 | 23.8% | 7.250% | +1.03 pts | $6,820 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ripley County | 12 | 5 | 1.6% |
| Spencer County | 12 | 4 | 2.0% |
| Crawford County | 12 | 2 | 1.9% |
| Perry County | 15 | 2 | 0.9% |
| Pike County | 15 | 2 | 1.6% |
| Steuben County | 16 | 6 | 1.4% |
| Clay County | 18 | 4 | 1.2% |
| Huntington County | 19 | 8 | 1.5% |
| Pulaski County | 19 | 2 | 1.4% |
| Vigo County | 20 | 12 | 0.9% |
| Henry County | 21 | 8 | 1.2% |
| Noble County | 21 | 7 | 1.1% |
| Marshall County | 21 | 4 | 0.8% |
| Wabash County | 21 | 4 | 0.9% |
| St. Joseph County | 22 | 31 | 0.9% |
| Bartholomew County | 22 | 9 | 0.7% |
| Dubois County | 22 | 3 | 0.8% |
| Delaware County | 23 | 12 | 0.8% |
| Shelby County | 23 | 8 | 1.0% |
| Montgomery County | 23 | 6 | 1.0% |
| Tippecanoe County | 25 | 27 | 1.1% |
| LaPorte County | 25 | 12 | 0.9% |
| Grant County | 25 | 5 | 0.7% |
| Posey County | 25 | 3 | 0.8% |
| Rush County | 25 | 3 | 1.2% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology