Lender in Alabama · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in Alabama
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 253 owner-occupied single-family loans in Alabama from 362 completed applications.
Its median conventional purchase loan costs were $5,200 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).
Loans in AL
253
of 362 applications
Denial rate
5.7%
Purchase · AL 9.1%
Rate spread
+0.25 pts
Conv. · AL +0.17 pts
Loan amount
$285,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 123 | 114 | 5.7% | 6.625% | +0.25 pts | $5,200 | $285,000 |
| Refinance | 27 | 21 | 14.8% | — | — | — | $335,000 |
| Cash-out refinance | 212 | 118 | 40.6% | 6.875% | +0.76 pts | $8,610 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dallas County | 13 | 4 | 2.2% |
| Franklin County | 16 | 3 | 1.3% |
| Marion County | 24 | 2 | 0.9% |
| Crenshaw County | 24 | 1 | 1.3% |
- Mutual of Omaha Mortgage, Inc. nationwide
- Alabama mortgage market
- Mutual of Omaha Mortgage, Inc. in Illinois
- Mutual of Omaha Mortgage, Inc. in North Carolina
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Minnesota
- Mutual of Omaha Mortgage, Inc. in Virginia
- Mutual of Omaha Mortgage, Inc. in California
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology