Lender in Florida · HMDA 2025
NBKC Bank mortgages in Florida
NBKC Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
NBKC Bank originated 344 owner-occupied single-family loans in Florida from 422 completed applications.
Its median conventional purchase loan costs were $4,900 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
344
of 422 applications
Denial rate
11.1%
Purchase · FL 12.8%
Rate spread
+0.00 pts
Conv. · FL +0.14 pts
Loan amount
$415,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 307 | 269 | 11.1% | 6.625% | +0.00 pts | $4,900 | $415,000 |
| Refinance | 80 | 54 | 28.7% | 6.125% | −0.25 pts | $3,120 | $405,000 |
| Cash-out refinance | 35 | 21 | 40.0% | — | — | — | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where NBKC Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 13 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology