Lender in Georgia · HMDA 2025
NBKC Bank mortgages in Georgia
NBKC Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
NBKC Bank originated 234 owner-occupied single-family loans in Georgia from 288 completed applications.
Its median conventional purchase loan costs were $4,070 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.375% (Georgia: 6.624%).
Loans in GA
234
of 288 applications
Denial rate
8.1%
Purchase · GA 9.9%
Rate spread
−0.10 pts
Conv. · GA +0.13 pts
Loan amount
$345,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 174 | 159 | 8.1% | 6.375% | −0.10 pts | $4,070 | $345,000 |
| Refinance | 90 | 59 | 33.3% | 6.125% | −0.30 pts | $1,880 | $465,000 |
| Cash-out refinance | 24 | 16 | 33.3% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where NBKC Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clinch County | 3 | 1 | 3.1% |
| Charlton County | 12 | 1 | 1.4% |
| Camden County | 16 | 14 | 1.0% |
| Lowndes County | 20 | 18 | 1.0% |
| Bleckley County | 21 | 1 | 0.8% |
| Greene County | 23 | 2 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology