Lender in Missouri · HMDA 2025
NBKC Bank mortgages in Missouri
NBKC Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
NBKC Bank originated 470 owner-occupied single-family loans in Missouri from 532 completed applications.
Its median conventional purchase loan costs were $2,430 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.375% (Missouri: 6.625%).
Loans in MO
470
of 532 applications
Denial rate
6.0%
Purchase · MO 6.5%
Rate spread
−0.05 pts
Conv. · MO +0.24 pts
Loan amount
$315,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 352 | 326 | 6.0% | 6.375% | −0.05 pts | $2,430 | $315,000 |
| Refinance | 144 | 120 | 15.3% | 6.125% | −0.23 pts | $1,810 | $365,000 |
| Cash-out refinance | 36 | 24 | 33.3% | — | +0.35 pts | $1,780 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where NBKC Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Holt County | 7 | 1 | 2.4% |
| Platte County | 8 | 47 | 2.5% |
| Monroe County | 14 | 1 | 1.3% |
| Jackson County | 18 | 163 | 1.5% |
| Clay County | 18 | 57 | 1.2% |
| Grundy County | 19 | 1 | 1.0% |
| Cass County | 20 | 32 | 1.5% |
| Boone County | 20 | 19 | 0.8% |
| Cole County | 21 | 7 | 0.6% |
| Douglas County | 21 | 1 | 0.8% |
| Macon County | 21 | 1 | 0.9% |
| Buchanan County | 22 | 10 | 0.8% |
| Clinton County | 23 | 4 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology