Lender in Kentucky · HMDA 2025
New Day Financial, LLC mortgages in Kentucky
New Day Financial, LLC's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
New Day Financial, LLC originated 209 owner-occupied single-family loans in Kentucky from 459 completed applications.
Loans in KY
209
of 459 applications
Denial rate
4.5%
Purchase · KY 8.2%
Rate spread
—
Conv. · KY +0.21 pts
Loan amount
—
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 22 | 17 | 4.5% | — | — | — | — |
| Refinance | 71 | 58 | 11.3% | — | — | — | $215,000 |
| Cash-out refinance | 366 | 134 | 59.8% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where New Day Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Carroll County | 6 | 5 | 4.6% |
| Monroe County | 8 | 2 | 2.2% |
| Leslie County | 10 | 1 | 4.0% |
| Livingston County | 11 | 2 | 3.0% |
| Knott County | 13 | 1 | 3.5% |
| Lewis County | 15 | 2 | 1.9% |
| Bell County | 16 | 2 | 2.0% |
| Lee County | 16 | 1 | 3.6% |
| Hardin County | 17 | 24 | 1.2% |
| Hickman County | 18 | 1 | 3.0% |
| Christian County | 20 | 9 | 1.1% |
| Spencer County | 24 | 4 | 1.1% |
| Muhlenberg County | 24 | 2 | 0.7% |
| Lincoln County | 25 | 3 | 1.2% |
| Clay County | 25 | 1 | 1.6% |
- New Day Financial, LLC nationwide
- Kentucky mortgage market
- New Day Financial, LLC in Florida
- New Day Financial, LLC in North Carolina
- New Day Financial, LLC in Georgia
- New Day Financial, LLC in Ohio
- New Day Financial, LLC in Alabama
- New Day Financial, LLC in Virginia
- New Day Financial, LLC in Pennsylvania
- New Day Financial, LLC in South Carolina
- New Day Financial, LLC in Tennessee
- New Day Financial, LLC in Michigan
- New Day Financial, LLC in Missouri
- New Day Financial, LLC in Indiana
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology