Lender in North Carolina · HMDA 2025
Newrez LLC mortgages in North Carolina
Newrez LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Newrez LLC originated 1,952 owner-occupied single-family loans in North Carolina from 2,783 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $6,660 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
1,952
of 2,783 applications
Denial rate
5.5%
Purchase · NC 7.6%
Rate spread
+0.27 pts
Conv. · NC +0.04 pts
Loan amount
$305,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,021 | 962 | 5.5% | 6.625% | +0.27 pts | $6,660 | $305,000 |
| Refinance | 808 | 576 | 24.9% | 6.250% | −0.04 pts | $8,870 | $355,000 |
| Cash-out refinance | 954 | 414 | 55.8% | 6.750% | +0.45 pts | $7,270 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Newrez LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 52.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Onslow County | 4 | 414 | 7.9% |
| Pender County | 7 | 42 | 3.0% |
| Hyde County | 7 | 1 | 5.0% |
| Duplin County | 8 | 9 | 2.6% |
| New Hanover County | 9 | 84 | 2.5% |
| Hertford County | 9 | 3 | 3.2% |
| Watauga County | 10 | 9 | 2.4% |
| Greene County | 10 | 3 | 2.9% |
| Clay County | 11 | 3 | 2.3% |
| Warren County | 11 | 3 | 2.2% |
| Cherokee County | 12 | 5 | 1.5% |
| Graham County | 12 | 1 | 1.7% |
| Hoke County | 13 | 30 | 1.7% |
| Pasquotank County | 13 | 18 | 2.2% |
| Macon County | 13 | 7 | 1.6% |
| Robeson County | 14 | 9 | 1.4% |
| Jones County | 14 | 3 | 2.6% |
| Swain County | 14 | 2 | 1.8% |
| Cumberland County | 15 | 81 | 1.4% |
| Craven County | 15 | 30 | 1.5% |
| Carteret County | 17 | 17 | 1.6% |
| Currituck County | 17 | 16 | 2.1% |
| Dare County | 17 | 8 | 1.5% |
| Camden County | 17 | 4 | 1.5% |
| Gates County | 17 | 2 | 1.9% |
| Wayne County | 18 | 19 | 1.1% |
| Mecklenburg County | 19 | 169 | 1.0% |
| Stokes County | 19 | 7 | 1.1% |
| Person County | 19 | 5 | 1.1% |
| Yancey County | 19 | 2 | 1.2% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology