Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

Newrez LLC mortgages in California

Newrez LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

Newrez LLC originated 3,696 owner-occupied single-family loans in California from 5,854 completed applications, making it the state's #17 lender by volume.

Its median conventional purchase loan costs were $7,890 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).

Loans in CA
3,696
of 5,854 applications
Denial rate
7.8%
Purchase · CA 8.9%
Rate spread
+0.29 pts
Conv. · CA +0.09 pts
Loan amount
$565,000
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2,0461,8667.8%6.750%+0.29 pts$7,890$565,000
Refinance1,6591,08232.2%6.375%−0.07 pts$4,340$595,000
Cash-out refinance2,14974864.5%6.875%+0.36 pts$7,660$405,000

*Conventional loans only; medians with at least 20 loans.

California counties where Newrez LLC ranks in the top 25

Showing the 30 counties where it ranks highest, of 41.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology