Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Virginia · HMDA 2025

Newrez LLC mortgages in Virginia

Newrez LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.

Newrez LLC originated 1,498 owner-occupied single-family loans in Virginia from 2,281 completed applications, making it the state's #18 lender by volume.

Its median conventional purchase loan costs were $7,750 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).

Loans in VA
1,498
of 2,281 applications
Denial rate
9.9%
Purchase · VA 6.9%
Rate spread
+0.24 pts
Conv. · VA +0.10 pts
Loan amount
$375,000
Purchase · VA $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase5334739.9%6.625%+0.24 pts$7,750$375,000
Refinance95272220.1%6.125%−0.20 pts$3,370$425,000
Cash-out refinance79630360.9%6.875%+0.42 pts$6,870$255,000

*Conventional loans only; medians with at least 20 loans.

Virginia counties where Newrez LLC ranks in the top 25

Showing the 30 counties where it ranks highest, of 66.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology