Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Nexera Holding LLC mortgages in Florida

Nexera Holding LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Nexera Holding LLC originated 319 owner-occupied single-family loans in Florida from 370 completed applications.

Its median conventional purchase loan costs were $14,670 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 7.50% (Florida: 6.625%).

Loans in FL
319
of 370 applications
Denial rate
11.2%
Purchase · FL 12.8%
Rate spread
+1.04 pts
Conv. · FL +0.14 pts
Loan amount
$455,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase27624311.2%7.500%+1.04 pts$14,670$455,000
Refinance282125.0%—+0.85 pts$15,550$415,000
Cash-out refinance665515.2%7.250%+0.86 pts$15,010$455,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology