Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

Nexera Holding LLC mortgages in Texas

Nexera Holding LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

Nexera Holding LLC originated 298 owner-occupied single-family loans in Texas from 347 completed applications.

Its median conventional purchase loan costs were $14,570 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 7.25% (Texas: 6.50%).

Loans in TX
298
of 347 applications
Denial rate
9.2%
Purchase · TX 10.2%
Rate spread
+0.94 pts
Conv. · TX +0.09 pts
Loan amount
$465,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2292089.2%7.250%+0.94 pts$14,570$465,000
Refinance211623.8%————
Cash-out refinance977421.6%7.500%+1.09 pts$11,220$445,000

*Conventional loans only; medians with at least 20 loans.

Texas counties where Nexera Holding LLC ranks in the top 25

CountyRankLoansMarket share
Mason County914.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology