Lender in California · HMDA 2025
Nexera Holding LLC mortgages in California
Nexera Holding LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Nexera Holding LLC originated 761 owner-occupied single-family loans in California from 849 completed applications.
Its median conventional purchase loan costs were $16,330 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.125% (California: 6.625%).
Loans in CA
761
of 849 applications
Denial rate
6.7%
Purchase · CA 8.9%
Rate spread
+0.66 pts
Conv. · CA +0.09 pts
Loan amount
$955,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 570 | 526 | 6.7% | 7.125% | +0.66 pts | $16,330 | $955,000 |
| Refinance | 119 | 99 | 14.3% | 6.875% | +0.43 pts | $12,330 | $1,025,000 |
| Cash-out refinance | 160 | 136 | 14.4% | 7.125% | +0.72 pts | $13,150 | $795,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Nexera Holding LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Santa Cruz County | 24 | 13 | 0.8% |
| Marin County | 25 | 18 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology