Lender in California · HMDA 2025
NQM Funding, LLC mortgages in California
NQM Funding, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
NQM Funding, LLC originated 343 owner-occupied single-family loans in California from 495 completed applications.
Its median conventional purchase loan costs were $13,560 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.375% (California: 6.625%).
Loans in CA
343
of 495 applications
Denial rate
16.0%
Purchase · CA 8.9%
Rate spread
+1.04 pts
Conv. · CA +0.09 pts
Loan amount
$565,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 281 | 200 | 16.0% | 7.375% | +1.04 pts | $13,560 | $565,000 |
| Refinance | 214 | 143 | 23.4% | 7.374% | +0.70 pts | $5,940 | $695,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology