Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New York · HMDA 2025

NQM Funding, LLC mortgages in New York

NQM Funding, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.

NQM Funding, LLC originated 326 owner-occupied single-family loans in New York from 477 completed applications.

Its median conventional purchase loan costs were $11,090 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 7.624% (New York: 6.50%).

Loans in NY
326
of 477 applications
Denial rate
18.9%
Purchase · NY 9.5%
Rate spread
+1.02 pts
Conv. · NY +0.07 pts
Loan amount
$605,000
Purchase · NY $375,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase33824018.9%7.624%+1.02 pts$11,090$605,000
Refinance1398625.9%7.500%+0.87 pts$1,300$715,000
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

New York counties where NQM Funding, LLC ranks in the top 25

CountyRankLoansMarket share
Rockland County24170.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology