Lender in New Jersey · HMDA 2025
NQM Funding, LLC mortgages in New Jersey
NQM Funding, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
NQM Funding, LLC originated 230 owner-occupied single-family loans in New Jersey from 298 completed applications.
Its median conventional purchase loan costs were $5,220 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 7.50% (New Jersey: 6.625%).
Loans in NJ
230
of 298 applications
Denial rate
14.1%
Purchase · NJ 8.4%
Rate spread
+0.95 pts
Conv. · NJ +0.12 pts
Loan amount
$455,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 212 | 167 | 14.1% | 7.500% | +0.95 pts | $5,220 | $455,000 |
| Refinance | 86 | 63 | 15.1% | 7.499% | +0.89 pts | $0 | $505,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology