Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Jersey · HMDA 2025

Paramount Residential Mortgage Group, Inc. mortgages in New Jersey

Paramount Residential Mortgage Group, Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.

Paramount Residential Mortgage Group, Inc. originated 1,347 owner-occupied single-family loans in New Jersey from 1,420 completed applications, making it the state's #16 lender by volume.

Its median conventional purchase loan costs were $9,000 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).

Loans in NJ
1,347
of 1,420 applications
Denial rate
5.9%
Purchase · NJ 8.4%
Rate spread
+0.34 pts
Conv. · NJ +0.12 pts
Loan amount
$495,000
Purchase · NJ $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,1631,0945.9%6.625%+0.34 pts$9,000$495,000
Refinance1231220.8%6.375%+0.15 pts$8,620$495,000
Cash-out refinance1341310.8%6.875%+0.32 pts$9,860$405,000

*Conventional loans only; medians with at least 20 loans.

New Jersey counties where Paramount Residential Mortgage Group, Inc. ranks in the top 25

CountyRankLoansMarket share
Passaic County51253.3%
Middlesex County71612.0%
Essex County71572.5%
Union County71282.8%
Ocean County111561.9%
Hudson County16511.3%
Sussex County17271.1%
Bergen County181091.3%
Somerset County18491.3%
Monmouth County191031.3%
Hunterdon County21171.1%
Warren County21140.9%
Cape May County23111.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology