Paramount Residential Mortgage Group, Inc.: 2025 mortgage rates, costs & approvals
How Paramount Residential Mortgage Group, Inc. priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: Paramount Residential Mortgage Group, Inc. · LEI 254900ZFWS2106HWPH46
In 2025, Paramount Residential Mortgage Group, Inc. originated 19,581 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 50 states — 28th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.625% (all lenders: 6.625%); its median rate spread was 18 basis points above the national median. Median conventional loan costs were $7,590, 36% higher than the national median ($5,570).
It denied 4.7% of completed home-purchase applications (all lenders: 8.5%).
How Paramount Residential Mortgage Group, Inc. priced home-purchase loans
| Purchase loans, 2025 | Paramount Residential Mortgage Group, Inc. | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.625% | 6.625% |
| 30-year fixed rate · FHA | 6.375% | 6.250% |
| 30-year fixed rate · VA | 6.125% | 6.125% |
| 15-year fixed rate · conventional | 5.875% | 5.875% |
| Rate spread vs. APOR · conventional | +0.31 pts | +0.13 pts |
| Total loan costs · conventional | $7,590 | $5,570 |
| Total loan costs · FHA | $13,640 | $11,310 |
| Total loan costs · VA | $8,840 | $6,490 |
| Origination charges (all types) | $3,420 | $1,860 |
| Borrowers paying discount points | 59.5% | 51.3% |
| Points paid, when paid (% of loan) | 0.82% | 0.87% |
| Borrowers receiving lender credits | 37.6% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Paramount Residential Mortgage Group, Inc. denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Paramount Residential Mortgage Group, Inc. lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Florida | 3,122 | 3,413 | 8.5% | 6.875% | $8,980 |
| California | 2,996 | 3,069 | 2.3% | 6.625% | $8,840 |
| Texas | 2,758 | 2,842 | 3.0% | 6.625% | $7,700 |
| New Jersey | 1,347 | 1,420 | 5.9% | 6.625% | $9,000 |
| Arizona | 967 | 1,006 | 4.3% | 6.500% | $6,850 |
| Georgia | 848 | 893 | 4.7% | 6.625% | $8,370 |
| Ohio | 597 | 624 | 4.0% | 6.875% | $5,390 |
| Washington | 594 | 609 | 2.4% | 6.625% | $7,040 |
| Oregon | 570 | 578 | 1.1% | 6.500% | $5,900 |
| Colorado | 523 | 552 | 5.1% | 6.625% | $7,560 |
| Minnesota | 434 | 457 | 4.7% | 6.625% | $7,570 |
| Pennsylvania | 376 | 388 | 3.0% | 6.750% | $6,620 |
| Nevada | 340 | 351 | 2.0% | 6.625% | $7,200 |
| Utah | 303 | 319 | 5.1% | 6.500% | $5,630 |
| Maryland | 278 | 291 | 4.8% | 6.750% | $9,070 |
| Kentucky | 234 | 247 | 5.4% | 6.750% | $4,780 |
| Virginia | 218 | 229 | 6.2% | 6.625% | $7,270 |
| Wisconsin | 207 | 218 | 4.1% | 6.625% | $4,680 |
| South Carolina | 191 | 199 | 4.5% | 6.625% | $6,040 |
| Indiana | 184 | 194 | 5.7% | 6.990% | $3,830 |
| Oklahoma | 179 | 184 | 1.9% | 6.875% | $4,770 |
| North Carolina | 177 | 181 | 2.3% | 6.750% | $6,100 |
| Tennessee | 171 | 181 | 5.2% | 6.625% | $6,440 |
| Connecticut | 169 | 177 | 4.1% | 6.625% | $6,380 |
| Massachusetts | 154 | 167 | 8.2% | 6.750% | $6,870 |
| Illinois | 153 | 171 | 9.9% | 6.875% | $7,200 |
| Maine | 151 | 162 | 7.4% | 6.875% | $8,020 |
| New Mexico | 124 | 125 | 0.8% | 6.875% | $5,060 |
| Idaho | 121 | 122 | 1.0% | 6.500% | $7,650 |
| Louisiana | 118 | 119 | 0.0% | 6.875% | $5,850 |
| Rhode Island | 116 | 120 | 2.1% | 6.990% | $5,550 |
| Nebraska | 100 | 106 | 5.7% | 6.875% | $4,780 |
| Alabama | 92 | 95 | 3.5% | 6.625% | $5,920 |
| Arkansas | 90 | 101 | 10.8% | 6.125% | $4,150 |
| Missouri | 87 | 97 | 10.6% | — | $4,570 |
| Hawaii | 86 | 87 | 1.3% | 6.750% | $9,560 |
| Alaska | 74 | 75 | 1.4% | 6.625% | $9,540 |
| Michigan | 59 | 65 | 7.0% | — | — |
| Montana | 47 | 49 | 0.0% | — | — |
| Kansas | 46 | 49 | 7.1% | — | — |
| Wyoming | 37 | 42 | 14.3% | — | — |
| Delaware | 37 | 40 | — | — | — |
| Mississippi | 34 | 36 | 5.7% | — | — |
| Iowa | 25 | 28 | 8.7% | — | — |
| New Hampshire | 18 | 18 | — | — | — |
| West Virginia | 15 | 15 | — | — | — |
| District of Columbia | 6 | 6 | — | — | — |
| North Dakota | 3 | 3 | — | — | — |
| Vermont | 3 | 3 | — | — | — |
| South Dakota | 2 | 2 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Paramount Residential Mortgage Group, Inc.'s page for that state.
Counties where Paramount Residential Mortgage Group, Inc. is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lea County, NM | 1 | 101 | 19.1% |
| Prairie County, MT | 1 | 1 | 14.3% |
| Adams County, OH | 1 | 26 | 9.7% |
| Gray County, KS | 4 | 4 | 9.5% |
| Starr County, TX | 2 | 12 | 6.6% |
| York County, NE | 3 | 10 | 6.3% |
| Jackson County, OH | 4 | 19 | 6.1% |
| Sweetwater County, WY | 3 | 32 | 5.9% |
| Gilliam County, OR | 5 | 1 | 5.9% |
| Oldham County, TX | 5 | 1 | 5.6% |
| Gallia County, OH | 5 | 14 | 5.5% |
| Trinity County, CA | 4 | 4 | 4.8% |
| Lawrence County, IN | 5 | 28 | 4.4% |
| Cass County, IL | 4 | 4 | 4.3% |
| Montezuma County, CO | 4 | 11 | 4.3% |
Check Paramount Residential Mortgage Group, Inc. yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 254900ZFWS2106HWPH46.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Paramount Residential Mortgage Group, Inc. with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology