Lender in Arkansas · HMDA 2025
Pennymac Loan Services, LLC mortgages in Arkansas
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 581 owner-occupied single-family loans in Arkansas from 794 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $4,140 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
581
of 794 applications
Denial rate
14.0%
Purchase · AR 8.5%
Rate spread
+0.17 pts
Conv. · AR +0.17 pts
Loan amount
$285,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 150 | 126 | 14.0% | 6.750% | +0.17 pts | $4,140 | $285,000 |
| Refinance | 379 | 287 | 15.0% | 6.499% | +0.02 pts | $5,220 | $255,000 |
| Cash-out refinance | 265 | 168 | 34.7% | 6.499% | +0.47 pts | $6,160 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 49.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cross County | 5 | 7 | 3.7% |
| Van Buren County | 6 | 8 | 4.3% |
| Mississippi County | 7 | 9 | 2.6% |
| Fulton County | 7 | 6 | 5.4% |
| St. Francis County | 7 | 3 | 3.8% |
| Crittenden County | 8 | 10 | 2.0% |
| Cleveland County | 8 | 3 | 5.6% |
| Bradley County | 8 | 2 | 4.0% |
| Marion County | 9 | 6 | 3.0% |
| Clark County | 9 | 4 | 1.9% |
| Arkansas County | 10 | 3 | 1.9% |
| Independence County | 11 | 7 | 1.6% |
| Conway County | 11 | 6 | 2.9% |
| Sharp County | 11 | 6 | 2.3% |
| Madison County | 11 | 4 | 1.9% |
| Baxter County | 12 | 8 | 1.4% |
| Hot Spring County | 12 | 8 | 2.4% |
| Union County | 12 | 5 | 1.7% |
| Prairie County | 12 | 2 | 2.9% |
| Saline County | 13 | 46 | 2.0% |
| Faulkner County | 13 | 35 | 1.8% |
| Jefferson County | 13 | 8 | 1.7% |
| Cleburne County | 13 | 6 | 2.0% |
| Ouachita County | 13 | 4 | 2.1% |
| White County | 14 | 15 | 1.4% |
| Miller County | 14 | 8 | 2.3% |
| Johnson County | 14 | 5 | 1.8% |
| Craighead County | 15 | 29 | 1.9% |
| Lonoke County | 15 | 25 | 1.7% |
| Greene County | 15 | 13 | 2.0% |
- Pennymac Loan Services, LLC nationwide
- Arkansas mortgage market
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- Pennymac Loan Services, LLC in Georgia
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- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology