Lender in Ohio · HMDA 2025
Pennymac Loan Services, LLC mortgages in Ohio
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 2,146 owner-occupied single-family loans in Ohio from 2,724 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $5,030 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
2,146
of 2,724 applications
Denial rate
12.1%
Purchase · OH 7.1%
Rate spread
+0.32 pts
Conv. · OH +0.22 pts
Loan amount
$275,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 894 | 782 | 12.1% | 6.750% | +0.32 pts | $5,030 | $275,000 |
| Refinance | 1,035 | 846 | 10.2% | 6.124% | −0.06 pts | $6,080 | $255,000 |
| Cash-out refinance | 795 | 518 | 33.3% | 6.875% | +0.52 pts | $6,810 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 63.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Champaign County | 8 | 14 | 3.0% |
| Morrow County | 8 | 13 | 2.7% |
| Ross County | 9 | 26 | 3.0% |
| Washington County | 10 | 15 | 2.8% |
| Shelby County | 10 | 13 | 2.7% |
| Clark County | 11 | 49 | 2.5% |
| Lorain County | 12 | 98 | 1.9% |
| Union County | 12 | 34 | 2.1% |
| Tuscarawas County | 12 | 19 | 2.2% |
| Franklin County | 13 | 323 | 1.9% |
| Trumbull County | 13 | 33 | 1.4% |
| Logan County | 13 | 14 | 2.1% |
| Pike County | 13 | 5 | 2.1% |
| Mahoning County | 14 | 40 | 1.5% |
| Wayne County | 14 | 22 | 1.8% |
| Muskingum County | 14 | 20 | 1.7% |
| Hocking County | 14 | 6 | 2.2% |
| Fairfield County | 15 | 53 | 1.9% |
| Madison County | 15 | 14 | 1.8% |
| Pickaway County | 16 | 27 | 2.1% |
| Geauga County | 16 | 17 | 1.4% |
| Highland County | 16 | 11 | 2.2% |
| Clinton County | 16 | 9 | 1.6% |
| Perry County | 16 | 8 | 1.9% |
| Jefferson County | 16 | 7 | 1.2% |
| Jackson County | 16 | 5 | 1.6% |
| Summit County | 17 | 86 | 1.2% |
| Butler County | 17 | 80 | 1.4% |
| Columbiana County | 17 | 15 | 1.4% |
| Knox County | 17 | 14 | 1.5% |
- Pennymac Loan Services, LLC nationwide
- Ohio mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology