Lender in Tennessee · HMDA 2025
Pennymac Loan Services, LLC mortgages in Tennessee
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 2,167 owner-occupied single-family loans in Tennessee from 2,761 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $6,610 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.624% (Tennessee: 6.624%).
Loans in TN
2,167
of 2,761 applications
Denial rate
12.6%
Purchase · TN 7.7%
Rate spread
+0.18 pts
Conv. · TN +0.11 pts
Loan amount
$365,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 619 | 535 | 12.6% | 6.624% | +0.18 pts | $6,610 | $365,000 |
| Refinance | 917 | 734 | 10.9% | 5.990% | −0.20 pts | $6,850 | $345,000 |
| Cash-out refinance | 1,225 | 898 | 24.8% | 6.499% | +0.22 pts | $8,520 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 83.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Meigs County | 4 | 9 | 6.5% |
| Bedford County | 5 | 39 | 4.6% |
| Montgomery County | 6 | 185 | 3.1% |
| Sevier County | 6 | 40 | 3.4% |
| Roane County | 6 | 28 | 2.9% |
| DeKalb County | 6 | 13 | 3.7% |
| Cumberland County | 7 | 37 | 4.1% |
| Rhea County | 7 | 16 | 3.5% |
| Cheatham County | 8 | 20 | 2.4% |
| Hawkins County | 8 | 19 | 2.9% |
| Dyer County | 8 | 12 | 3.0% |
| Carroll County | 8 | 10 | 2.7% |
| Henderson County | 8 | 10 | 3.5% |
| Van Buren County | 8 | 3 | 3.7% |
| Putnam County | 9 | 27 | 2.5% |
| Coffee County | 9 | 24 | 2.5% |
| Haywood County | 9 | 6 | 3.8% |
| Jackson County | 9 | 4 | 3.2% |
| Moore County | 9 | 4 | 3.2% |
| Anderson County | 10 | 28 | 2.3% |
| Hamblen County | 10 | 24 | 2.6% |
| Loudon County | 10 | 22 | 1.9% |
| Lawrence County | 10 | 14 | 2.5% |
| Monroe County | 10 | 11 | 1.9% |
| Weakley County | 10 | 11 | 3.4% |
| Henry County | 10 | 8 | 1.9% |
| Smith County | 10 | 8 | 2.4% |
| Fentress County | 10 | 6 | 2.0% |
| Hardeman County | 10 | 5 | 2.8% |
| Rutherford County | 11 | 143 | 2.3% |
- Pennymac Loan Services, LLC nationwide
- Tennessee mortgage market
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- Pennymac Loan Services, LLC in Georgia
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology