Lender in Arizona · HMDA 2025

Pennymac Loan Services, LLC mortgages in Arizona

Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Pennymac Loan Services, LLC originated 1,885 owner-occupied single-family loans in Arizona from 2,355 completed applications, making it the state's #13 lender by volume.

Its median conventional purchase loan costs were $6,790 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.624% (Arizona: 6.50%).

Loans in AZ

1,885

of 2,355 applications

Denial rate

14.6%

Purchase · AZ 8.2%

Rate spread

+0.16 pts

Conv. · AZ +0.11 pts

Loan amount

$445,000

Purchase · AZ $385,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	982	836	14.6%	6.624%	+0.16 pts	$6,790	$445,000
Refinance	779	623	13.4%	6.124%	−0.11 pts	$5,460	$405,000
Cash-out refinance	594	426	26.4%	6.500%	+0.16 pts	$7,240	$305,000

*Conventional loans only; medians with at least 20 loans.

Arizona counties where Pennymac Loan Services, LLC ranks in the top 25

County	Rank	Loans	Market share
Maricopa County	9	1,235	1.9%
Graham County	9	15	3.1%
Gila County	9	14	2.3%
Coconino County	10	24	2.1%
Navajo County	11	17	1.8%
Yavapai County	12	59	1.7%
Cochise County	12	37	2.1%
Santa Cruz County	12	17	2.6%
Pinal County	13	170	1.4%
Mohave County	13	59	1.8%
Yuma County	15	32	1.1%
Greenlee County	17	1	3.3%
Apache County	19	2	1.2%
Pima County	20	203	1.4%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology