Lender in Idaho · HMDA 2025
Pennymac Loan Services, LLC mortgages in Idaho
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 447 owner-occupied single-family loans in Idaho from 532 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $5,830 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.624% (Idaho: 6.50%).
Loans in ID
447
of 532 applications
Denial rate
10.4%
Purchase · ID 4.9%
Rate spread
+0.08 pts
Conv. · ID +0.06 pts
Loan amount
$405,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 241 | 213 | 10.4% | 6.624% | +0.08 pts | $5,830 | $405,000 |
| Refinance | 164 | 132 | 12.2% | 6.124% | −0.01 pts | $7,060 | $445,000 |
| Cash-out refinance | 127 | 102 | 17.3% | 6.625% | +0.27 pts | $8,720 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 8 | 3 | 5.2% |
| Washington County | 9 | 4 | 3.0% |
| Gem County | 10 | 8 | 2.4% |
| Ada County | 12 | 172 | 1.9% |
| Blaine County | 13 | 4 | 1.5% |
| Idaho County | 13 | 3 | 1.7% |
| Bingham County | 14 | 10 | 1.7% |
| Elmore County | 14 | 9 | 1.5% |
| Kootenai County | 15 | 51 | 1.7% |
| Nez Perce County | 15 | 9 | 1.6% |
| Valley County | 15 | 3 | 1.6% |
| Latah County | 16 | 5 | 1.3% |
| Canyon County | 17 | 82 | 1.6% |
| Teton County | 18 | 3 | 1.6% |
| Bonner County | 19 | 10 | 1.5% |
| Jefferson County | 20 | 7 | 1.3% |
| Cassia County | 20 | 3 | 1.0% |
| Butte County | 20 | 1 | 2.9% |
| Bonneville County | 22 | 24 | 1.2% |
| Twin Falls County | 22 | 8 | 0.5% |
| Franklin County | 22 | 3 | 1.4% |
| Boise County | 23 | 3 | 1.7% |
| Madison County | 24 | 4 | 1.1% |
- Pennymac Loan Services, LLC nationwide
- Idaho mortgage market
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- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology