Lender in Maine · HMDA 2025
Pennymac Loan Services, LLC mortgages in Maine
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Maine, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 201 owner-occupied single-family loans in Maine from 255 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $5,780 versus $4,300 for all Maine lenders, at a median 30-year fixed rate of 6.875% (Maine: 6.625%).
Loans in ME
201
of 255 applications
Denial rate
10.7%
Purchase · ME 8.3%
Rate spread
+0.43 pts
Conv. · ME +0.23 pts
Loan amount
$325,000
Purchase · ME $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 75 | 66 | 10.7% | 6.875% | +0.43 pts | $5,780 | $325,000 |
| Refinance | 88 | 71 | 15.9% | — | −0.10 pts | $4,220 | $325,000 |
| Cash-out refinance | 92 | 64 | 25.0% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Maine counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Penobscot County | 9 | 47 | 2.5% |
| Hancock County | 12 | 16 | 3.0% |
| Franklin County | 13 | 6 | 2.1% |
| Piscataquis County | 13 | 4 | 1.9% |
| Kennebec County | 17 | 18 | 1.1% |
| Aroostook County | 20 | 6 | 1.0% |
| Lincoln County | 20 | 6 | 1.5% |
| Androscoggin County | 22 | 18 | 1.2% |
| Somerset County | 24 | 7 | 1.3% |
- Pennymac Loan Services, LLC nationwide
- Maine mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology