Lender in Oklahoma · HMDA 2025
Pennymac Loan Services, LLC mortgages in Oklahoma
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 748 owner-occupied single-family loans in Oklahoma from 968 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $4,960 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.624% (Oklahoma: 6.625%).
Loans in OK
748
of 968 applications
Denial rate
13.6%
Purchase · OK 7.6%
Rate spread
+0.16 pts
Conv. · OK +0.21 pts
Loan amount
$265,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 301 | 258 | 13.6% | 6.624% | +0.16 pts | $4,960 | $265,000 |
| Refinance | 432 | 340 | 12.7% | — | +0.00 pts | $7,760 | $265,000 |
| Cash-out refinance | 235 | 150 | 33.6% | 6.875% | +0.60 pts | $7,160 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 46.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Caddo County | 6 | 7 | 4.3% |
| Pawnee County | 6 | 7 | 4.6% |
| Noble County | 7 | 4 | 5.1% |
| Greer County | 7 | 2 | 5.9% |
| Choctaw County | 8 | 2 | 3.8% |
| Okmulgee County | 9 | 9 | 2.6% |
| Tillman County | 9 | 2 | 5.7% |
| Comanche County | 10 | 46 | 2.8% |
| Pontotoc County | 10 | 7 | 1.8% |
| Ottawa County | 10 | 5 | 2.3% |
| Grady County | 12 | 19 | 2.0% |
| Bryan County | 12 | 7 | 1.4% |
| Atoka County | 12 | 2 | 2.6% |
| Alfalfa County | 12 | 1 | 5.6% |
| Cleveland County | 13 | 60 | 1.6% |
| Wagoner County | 13 | 39 | 2.1% |
| Cherokee County | 13 | 7 | 1.8% |
| Le Flore County | 13 | 6 | 1.5% |
| Beckham County | 13 | 3 | 1.7% |
| McCurtain County | 13 | 3 | 2.3% |
| Oklahoma County | 15 | 160 | 1.7% |
| Tulsa County | 15 | 119 | 1.5% |
| Canadian County | 15 | 59 | 1.6% |
| Payne County | 15 | 11 | 1.6% |
| Osage County | 15 | 9 | 1.9% |
| Kay County | 15 | 4 | 1.1% |
| Craig County | 15 | 2 | 1.9% |
| Marshall County | 16 | 3 | 2.1% |
| Muskogee County | 17 | 9 | 1.3% |
| Garfield County | 17 | 7 | 1.1% |
- Pennymac Loan Services, LLC nationwide
- Oklahoma mortgage market
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- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology