Lender in South Carolina · HMDA 2025
Pennymac Loan Services, LLC mortgages in South Carolina
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 1,446 owner-occupied single-family loans in South Carolina from 1,832 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $5,920 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
1,446
of 1,832 applications
Denial rate
13.7%
Purchase · SC 8.8%
Rate spread
+0.19 pts
Conv. · SC +0.12 pts
Loan amount
$335,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 431 | 369 | 13.7% | 6.625% | +0.19 pts | $5,920 | $335,000 |
| Refinance | 874 | 702 | 13.6% | 6.124% | −0.16 pts | $6,810 | $305,000 |
| Cash-out refinance | 527 | 375 | 27.3% | 6.624% | +0.24 pts | $7,720 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 33.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Williamsburg County | 7 | 5 | 4.6% |
| Dillon County | 8 | 4 | 2.8% |
| York County | 10 | 128 | 2.2% |
| Dorchester County | 11 | 76 | 1.9% |
| Oconee County | 11 | 15 | 1.4% |
| Anderson County | 12 | 62 | 1.8% |
| Lancaster County | 12 | 36 | 1.5% |
| Jasper County | 12 | 25 | 2.2% |
| Orangeburg County | 12 | 16 | 2.3% |
| Pickens County | 13 | 31 | 1.8% |
| Florence County | 13 | 30 | 2.0% |
| Greenville County | 14 | 151 | 1.7% |
| Charleston County | 14 | 102 | 1.5% |
| Darlington County | 14 | 10 | 1.8% |
| Greenwood County | 14 | 10 | 1.3% |
| Chester County | 14 | 9 | 1.7% |
| Lexington County | 15 | 98 | 1.7% |
| Sumter County | 15 | 24 | 1.6% |
| Cherokee County | 15 | 10 | 1.8% |
| Edgefield County | 15 | 9 | 2.1% |
| Aiken County | 16 | 43 | 1.4% |
| Kershaw County | 16 | 22 | 1.8% |
| Georgetown County | 16 | 12 | 1.6% |
| Horry County | 17 | 125 | 1.4% |
| Clarendon County | 17 | 5 | 2.0% |
| Richland County | 18 | 113 | 1.6% |
| Laurens County | 18 | 12 | 1.1% |
| Spartanburg County | 19 | 102 | 1.4% |
| Barnwell County | 19 | 2 | 1.9% |
| Berkeley County | 21 | 95 | 1.5% |
- Pennymac Loan Services, LLC nationwide
- South Carolina mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology