Lender in Alabama · HMDA 2025
Planet Home Lending, LLC mortgages in Alabama
Planet Home Lending, LLC's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Planet Home Lending, LLC originated 332 owner-occupied single-family loans in Alabama from 396 completed applications.
Its median conventional purchase loan costs were $3,960 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
332
of 396 applications
Denial rate
16.5%
Purchase · AL 9.1%
Rate spread
+0.04 pts
Conv. · AL +0.17 pts
Loan amount
$265,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 121 | 100 | 16.5% | 6.500% | +0.04 pts | $3,960 | $265,000 |
| Refinance | 226 | 193 | 12.4% | — | — | — | $265,000 |
| Cash-out refinance | 49 | 39 | 20.4% | — | — | — | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Planet Home Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greene County | 3 | 1 | 7.1% |
| Cleburne County | 11 | 2 | 1.5% |
| Franklin County | 13 | 4 | 1.7% |
| Coosa County | 13 | 1 | 1.5% |
| Lauderdale County | 14 | 21 | 1.6% |
| Dallas County | 16 | 3 | 1.7% |
| Crenshaw County | 17 | 1 | 1.3% |
| Colbert County | 21 | 11 | 1.2% |
| Limestone County | 23 | 28 | 1.0% |
| Madison County | 24 | 69 | 0.9% |
| Clay County | 24 | 1 | 1.2% |
- Planet Home Lending, LLC nationwide
- Alabama mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology