Lender in Texas · HMDA 2025
Planet Home Lending, LLC mortgages in Texas
Planet Home Lending, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Planet Home Lending, LLC originated 1,392 owner-occupied single-family loans in Texas from 1,640 completed applications.
Its median conventional purchase loan costs were $6,800 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
1,392
of 1,640 applications
Denial rate
11.8%
Purchase · TX 10.2%
Rate spread
+0.05 pts
Conv. · TX +0.09 pts
Loan amount
$325,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 475 | 417 | 11.8% | 6.500% | +0.05 pts | $6,800 | $325,000 |
| Refinance | 1,109 | 935 | 13.3% | 6.125% | −0.02 pts | $4,540 | $335,000 |
| Cash-out refinance | 56 | 40 | 28.6% | 6.875% | +0.46 pts | $7,080 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Planet Home Lending, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 40.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sterling County | 1 | 1 | 25.0% |
| Hall County | 3 | 2 | 8.0% |
| Sutton County | 3 | 1 | 6.7% |
| Floyd County | 5 | 1 | 5.0% |
| Kimble County | 6 | 1 | 4.2% |
| Madison County | 7 | 2 | 2.1% |
| Upton County | 7 | 1 | 5.3% |
| Castro County | 8 | 1 | 2.6% |
| San Augustine County | 8 | 1 | 2.6% |
| Deaf Smith County | 9 | 5 | 3.9% |
| Coleman County | 9 | 2 | 3.8% |
| Runnels County | 11 | 2 | 3.0% |
| Haskell County | 11 | 1 | 2.6% |
| Mitchell County | 11 | 1 | 2.1% |
| Goliad County | 13 | 1 | 1.7% |
| Calhoun County | 14 | 2 | 1.2% |
| Newton County | 14 | 1 | 2.0% |
| Bandera County | 15 | 3 | 1.2% |
| Montague County | 15 | 3 | 1.2% |
| Cooke County | 16 | 6 | 1.1% |
| Polk County | 16 | 4 | 1.2% |
| Hutchinson County | 16 | 3 | 1.4% |
| Refugio County | 16 | 1 | 1.9% |
| Atascosa County | 19 | 6 | 1.3% |
| Moore County | 20 | 2 | 0.9% |
| Hopkins County | 21 | 3 | 0.8% |
| Val Verde County | 21 | 3 | 0.8% |
| Clay County | 22 | 1 | 0.7% |
| El Paso County | 23 | 104 | 1.1% |
| Randall County | 23 | 18 | 0.7% |
- Planet Home Lending, LLC nationwide
- Texas mortgage market
- Planet Home Lending, LLC in Florida
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- Planet Home Lending, LLC in Georgia
- Planet Home Lending, LLC in Pennsylvania
- Planet Home Lending, LLC in Louisiana
- Planet Home Lending, LLC in Virginia
- Planet Home Lending, LLC in Ohio
- Planet Home Lending, LLC in Alabama
- Planet Home Lending, LLC in Missouri
- Planet Home Lending, LLC in Colorado
- Planet Home Lending, LLC in North Carolina
- Planet Home Lending, LLC in Wisconsin
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology