Lender in Virginia · HMDA 2025
Planet Home Lending, LLC mortgages in Virginia
Planet Home Lending, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Planet Home Lending, LLC originated 419 owner-occupied single-family loans in Virginia from 489 completed applications.
Its median conventional purchase loan costs were $6,330 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.75% (Virginia: 6.625%).
Loans in VA
419
of 489 applications
Denial rate
11.8%
Purchase · VA 6.9%
Rate spread
+0.26 pts
Conv. · VA +0.10 pts
Loan amount
$355,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 119 | 105 | 11.8% | 6.750% | +0.26 pts | $6,330 | $355,000 |
| Refinance | 326 | 283 | 10.7% | — | — | — | $405,000 |
| Cash-out refinance | 44 | 31 | 27.3% | — | — | — | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Planet Home Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Covington city | 8 | 1 | 1.3% |
| Galax city | 13 | 1 | 1.6% |
| Prince Edward County | 14 | 3 | 1.5% |
| Bristol city | 15 | 3 | 1.3% |
| Washington County | 16 | 6 | 1.1% |
| Harrisonburg city | 16 | 3 | 1.2% |
| Westmoreland County | 17 | 6 | 1.3% |
| Richmond County | 18 | 1 | 1.4% |
| Cumberland County | 21 | 2 | 1.3% |
| King George County | 23 | 5 | 0.9% |
| Greene County | 23 | 3 | 0.8% |
| Madison County | 24 | 2 | 1.1% |
| Russell County | 24 | 1 | 0.6% |
| Stafford County | 25 | 22 | 0.7% |
| King and Queen County | 25 | 1 | 0.9% |
| Williamsburg city | 25 | 1 | 0.9% |
- Planet Home Lending, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology