Lender in North Carolina · HMDA 2025
Reliance First Capital, LLC mortgages in North Carolina
Reliance First Capital, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Reliance First Capital, LLC originated 427 owner-occupied single-family loans in North Carolina from 456 completed applications.
Loans in NC
427
of 456 applications
Denial rate
0.0%
Purchase · NC 7.6%
Rate spread
—
Conv. · NC +0.04 pts
Loan amount
$265,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 22 | 22 | 0.0% | — | — | — | $265,000 |
| Refinance | 22 | 21 | 0.0% | — | — | — | $285,000 |
| Cash-out refinance | 412 | 384 | 3.6% | 6.750% | +0.58 pts | $7,430 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Reliance First Capital, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yancey County | 12 | 3 | 1.8% |
| Scotland County | 18 | 4 | 1.5% |
| Alleghany County | 18 | 2 | 1.6% |
| Graham County | 19 | 1 | 1.7% |
| Rutherford County | 20 | 7 | 1.0% |
| Perquimans County | 20 | 4 | 2.0% |
| Cherokee County | 23 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology