Lender in New York · HMDA 2025
Reliance First Capital, LLC mortgages in New York
Reliance First Capital, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Reliance First Capital, LLC originated 539 owner-occupied single-family loans in New York from 578 completed applications.
Loans in NY
539
of 578 applications
Denial rate
11.8%
Purchase · NY 9.5%
Rate spread
—
Conv. · NY +0.07 pts
Loan amount
$365,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 34 | 30 | 11.8% | — | — | — | $365,000 |
| Refinance | 10 | 10 | — | — | — | — | — |
| Cash-out refinance | 534 | 499 | 5.1% | 6.750% | +0.54 pts | $10,060 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Reliance First Capital, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clinton County | 11 | 7 | 1.4% |
| Warren County | 20 | 6 | 1.1% |
| Rensselaer County | 21 | 13 | 0.9% |
| Wayne County | 21 | 8 | 0.9% |
| Chautauqua County | 21 | 6 | 0.7% |
| Franklin County | 21 | 2 | 1.0% |
| Lewis County | 21 | 2 | 1.0% |
| Columbia County | 22 | 5 | 1.0% |
| Fulton County | 22 | 4 | 0.9% |
| Ontario County | 24 | 8 | 0.8% |
| Erie County | 25 | 60 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology