Lender in Ohio · HMDA 2025
Reliance First Capital, LLC mortgages in Ohio
Reliance First Capital, LLC's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Reliance First Capital, LLC originated 522 owner-occupied single-family loans in Ohio from 540 completed applications.
Its median conventional purchase loan costs were $5,040 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
522
of 540 applications
Denial rate
2.8%
Purchase · OH 7.1%
Rate spread
+0.42 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 353 | 342 | 2.8% | 6.750% | +0.42 pts | $5,040 | $245,000 |
| Refinance | 9 | 9 | — | — | — | — | — |
| Cash-out refinance | 178 | 171 | 1.1% | 6.875% | +0.66 pts | $7,290 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Reliance First Capital, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cuyahoga County | 13 | 222 | 1.6% |
| Huron County | 17 | 8 | 1.3% |
| Medina County | 18 | 40 | 1.4% |
| Erie County | 19 | 11 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology