Lender in Alabama · HMDA 2025
SouthState Bank, N.A. mortgages in Alabama
SouthState Bank, N.A.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
SouthState Bank, N.A. originated 447 owner-occupied single-family loans in Alabama from 545 completed applications.
Its median conventional purchase loan costs were $4,260 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
447
of 545 applications
Denial rate
16.8%
Purchase · AL 9.1%
Rate spread
+0.04 pts
Conv. · AL +0.17 pts
Loan amount
$245,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 494 | 408 | 16.8% | 6.500% | +0.04 pts | $4,260 | $245,000 |
| Refinance | 30 | 26 | 10.0% | — | −0.26 pts | $4,450 | $605,000 |
| Cash-out refinance | 21 | 13 | 38.1% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where SouthState Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 7 | 217 | 2.8% |
| Chambers County | 9 | 10 | 3.0% |
| Dallas County | 18 | 3 | 1.7% |
| Madison County | 21 | 78 | 1.0% |
| Limestone County | 22 | 29 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology