Lender in Florida · HMDA 2025
SouthState Bank, N.A. mortgages in Florida
SouthState Bank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
SouthState Bank, N.A. originated 1,065 owner-occupied single-family loans in Florida from 1,206 completed applications.
Its median conventional purchase loan costs were $6,440 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
1,065
of 1,206 applications
Denial rate
10.8%
Purchase · FL 12.8%
Rate spread
+0.07 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,105 | 982 | 10.8% | 6.625% | +0.07 pts | $6,440 | $345,000 |
| Refinance | 55 | 46 | 10.9% | — | +0.01 pts | $5,020 | $365,000 |
| Cash-out refinance | 46 | 37 | 17.4% | 6.850% | +0.24 pts | $4,770 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where SouthState Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 6 | 16 | 2.4% |
| Okeechobee County | 6 | 15 | 4.3% |
| Indian River County | 9 | 61 | 2.5% |
| Gadsden County | 17 | 4 | 1.4% |
| Sarasota County | 20 | 64 | 0.9% |
| Martin County | 21 | 20 | 0.9% |
| Hardee County | 21 | 2 | 1.3% |
| Alachua County | 23 | 27 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology