Lender in South Carolina · HMDA 2025
SouthState Bank, N.A. mortgages in South Carolina
SouthState Bank, N.A.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
SouthState Bank, N.A. originated 1,047 owner-occupied single-family loans in South Carolina from 1,136 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $4,920 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.75% (South Carolina: 6.624%).
Loans in SC
1,047
of 1,136 applications
Denial rate
5.1%
Purchase · SC 8.8%
Rate spread
+0.07 pts
Conv. · SC +0.12 pts
Loan amount
$315,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 932 | 878 | 5.1% | 6.750% | +0.07 pts | $4,920 | $315,000 |
| Refinance | 118 | 99 | 12.7% | 6.600% | −0.10 pts | $4,280 | $435,000 |
| Cash-out refinance | 86 | 70 | 17.4% | 6.875% | +0.28 pts | $4,400 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where SouthState Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pickens County | 6 | 50 | 2.8% |
| Oconee County | 6 | 46 | 4.2% |
| Bamberg County | 6 | 3 | 4.6% |
| Georgetown County | 7 | 18 | 2.4% |
| Abbeville County | 7 | 7 | 3.4% |
| Beaufort County | 8 | 88 | 2.5% |
| Edgefield County | 8 | 15 | 3.4% |
| Charleston County | 10 | 134 | 2.0% |
| Anderson County | 11 | 67 | 2.0% |
| Hampton County | 11 | 3 | 2.8% |
| Aiken County | 12 | 68 | 2.2% |
| Union County | 12 | 5 | 1.9% |
| York County | 14 | 87 | 1.5% |
| Colleton County | 14 | 6 | 1.9% |
| Barnwell County | 17 | 2 | 1.9% |
| Orangeburg County | 18 | 10 | 1.4% |
| Jasper County | 19 | 14 | 1.2% |
| McCormick County | 19 | 2 | 1.6% |
| Newberry County | 21 | 5 | 1.4% |
| Fairfield County | 21 | 3 | 1.7% |
| Calhoun County | 21 | 2 | 1.6% |
| Greenville County | 22 | 105 | 1.1% |
| Clarendon County | 25 | 3 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology