Lender in Missouri · HMDA 2025
Summit Funding, Inc. mortgages in Missouri
Summit Funding, Inc.'s 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Summit Funding, Inc. originated 250 owner-occupied single-family loans in Missouri from 261 completed applications.
Its median conventional purchase loan costs were $3,610 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.875% (Missouri: 6.625%).
Loans in MO
250
of 261 applications
Denial rate
2.5%
Purchase · MO 6.5%
Rate spread
+0.43 pts
Conv. · MO +0.24 pts
Loan amount
$285,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 240 | 232 | 2.5% | 6.875% | +0.43 pts | $3,610 | $285,000 |
| Refinance | 19 | 17 | — | — | — | — | — |
| Cash-out refinance | 2 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Summit Funding, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cass County | 10 | 48 | 2.2% |
| Carroll County | 13 | 2 | 2.1% |
| Jackson County | 19 | 156 | 1.5% |
| Daviess County | 21 | 1 | 0.9% |
| Lafayette County | 23 | 5 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology