Lender in Oregon · HMDA 2025
Summit Funding, Inc. mortgages in Oregon
Summit Funding, Inc.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Summit Funding, Inc. originated 640 owner-occupied single-family loans in Oregon from 669 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $10,470 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
640
of 669 applications
Denial rate
3.3%
Purchase · OR 5.7%
Rate spread
+0.39 pts
Conv. · OR +0.12 pts
Loan amount
$385,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 603 | 579 | 3.3% | 6.625% | +0.39 pts | $10,470 | $385,000 |
| Refinance | 37 | 36 | 2.7% | 6.250% | +0.31 pts | $8,970 | $385,000 |
| Cash-out refinance | 29 | 25 | 13.8% | — | — | — | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Summit Funding, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Klamath County | 1 | 96 | 12.0% |
| Lane County | 2 | 346 | 8.8% |
| Linn County | 6 | 70 | 4.6% |
| Curry County | 7 | 4 | 2.5% |
| Douglas County | 13 | 21 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology