Lender in Georgia · HMDA 2025
Summit Funding, Inc. mortgages in Georgia
Summit Funding, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Summit Funding, Inc. originated 278 owner-occupied single-family loans in Georgia from 300 completed applications.
Its median conventional purchase loan costs were $7,680 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.875% (Georgia: 6.624%).
Loans in GA
278
of 300 applications
Denial rate
5.9%
Purchase · GA 9.9%
Rate spread
+0.50 pts
Conv. · GA +0.13 pts
Loan amount
$275,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 272 | 253 | 5.9% | 6.875% | +0.50 pts | $7,680 | $275,000 |
| Refinance | 14 | 14 | — | — | — | — | — |
| Cash-out refinance | 14 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Summit Funding, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Walker County | 3 | 55 | 5.1% |
| Catoosa County | 7 | 48 | 4.3% |
| Wilcox County | 9 | 1 | 3.9% |
| Whitfield County | 13 | 21 | 2.1% |
| Murray County | 13 | 7 | 1.8% |
| Dade County | 14 | 4 | 1.8% |
| Dodge County | 19 | 2 | 1.6% |
| Pulaski County | 25 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology