Lender in Massachusetts · HMDA 2025
TD Bank, N.A. mortgages in Massachusetts
TD Bank, N.A.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
TD Bank, N.A. originated 402 owner-occupied single-family loans in Massachusetts from 474 completed applications.
Its median conventional purchase loan costs were $5,020 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.75% (Massachusetts: 6.575%).
Loans in MA
402
of 474 applications
Denial rate
13.4%
Purchase · MA 6.3%
Rate spread
+0.08 pts
Conv. · MA +0.02 pts
Loan amount
$845,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 307 | 266 | 13.4% | 6.750% | +0.08 pts | $5,020 | $845,000 |
| Refinance | 136 | 117 | 12.5% | — | −0.03 pts | $1,860 | $915,000 |
| Cash-out refinance | 31 | 19 | 38.7% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where TD Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dukes County | 18 | 1 | 0.8% |
| Middlesex County | 20 | 150 | 0.9% |
| Barnstable County | 21 | 23 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology