Lender in Pennsylvania · HMDA 2025
TD Bank, N.A. mortgages in Pennsylvania
TD Bank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
TD Bank, N.A. originated 471 owner-occupied single-family loans in Pennsylvania from 543 completed applications.
Its median conventional purchase loan costs were $5,460 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
471
of 543 applications
Denial rate
9.2%
Purchase · PA 6.7%
Rate spread
+0.04 pts
Conv. · PA +0.17 pts
Loan amount
$465,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 403 | 361 | 9.2% | 6.500% | +0.04 pts | $5,460 | $465,000 |
| Refinance | 114 | 93 | 17.5% | 7.940% | +0.01 pts | $1,740 | $625,000 |
| Cash-out refinance | 26 | 17 | 34.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where TD Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chester County | 14 | 100 | 1.5% |
| Fulton County | 23 | 1 | 0.8% |
| Philadelphia County | 24 | 121 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology