Lender in New York · HMDA 2025
TD Bank, N.A. mortgages in New York
TD Bank, N.A.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
TD Bank, N.A. originated 1,345 owner-occupied single-family loans in New York from 1,585 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $6,420 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.50% (New York: 6.50%).
Loans in NY
1,345
of 1,585 applications
Denial rate
12.1%
Purchase · NY 9.5%
Rate spread
+0.01 pts
Conv. · NY +0.07 pts
Loan amount
$725,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,255 | 1,096 | 12.1% | 6.500% | +0.01 pts | $6,420 | $725,000 |
| Refinance | 241 | 192 | 19.9% | 6.500% | +0.02 pts | $5,150 | $965,000 |
| Cash-out refinance | 89 | 57 | 34.8% | 6.375% | −0.02 pts | $6,010 | $575,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where TD Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kings County | 6 | 258 | 3.8% |
| Clinton County | 8 | 9 | 1.8% |
| New York County | 9 | 165 | 3.2% |
| Queens County | 11 | 188 | 2.2% |
| Nassau County | 12 | 213 | 2.0% |
| Westchester County | 13 | 139 | 1.9% |
| Rockland County | 15 | 27 | 1.1% |
| Essex County | 16 | 3 | 1.2% |
| Richmond County | 19 | 40 | 1.2% |
| Bronx County | 21 | 26 | 1.3% |
| Sullivan County | 21 | 6 | 1.0% |
| Warren County | 21 | 5 | 0.9% |
| Greene County | 24 | 3 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology