Toll Brothers Mortgage Company: 2025 mortgage rates, costs & approvals
How Toll Brothers Mortgage Company priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: TOLL BROTHERS MORTGAGE COMPANY · LEI 5493009BD405QQTMXO12
In 2025, Toll Brothers Mortgage Company originated 4,670 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 23 states — 139th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.49% (all lenders: 6.625%); its median rate spread was 10 basis points below the national median. Median conventional loan costs were $7,290, 31% higher than the national median ($5,570).
It denied 10.5% of completed home-purchase applications (all lenders: 8.5%).
How Toll Brothers Mortgage Company priced home-purchase loans
| Purchase loans, 2025 | Toll Brothers Mortgage Company | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.490% | 6.625% |
| 30-year fixed rate · FHA | 5.625% | 6.250% |
| 30-year fixed rate · VA | 5.875% | 6.125% |
| 15-year fixed rate · conventional | 5.875% | 5.875% |
| Rate spread vs. APOR · conventional | +0.04 pts | +0.13 pts |
| Total loan costs · conventional | $7,290 | $5,570 |
| Total loan costs · FHA | $17,790 | $11,310 |
| Total loan costs · VA | $6,340 | $6,490 |
| Origination charges (all types) | $2,140 | $1,860 |
| Borrowers paying discount points | 64.3% | 51.3% |
| Points paid, when paid (% of loan) | 1.50% | 0.87% |
| Borrowers receiving lender credits | 9.5% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Toll Brothers Mortgage Company denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Toll Brothers Mortgage Company lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Texas | 672 | 1,113 | 14.9% | 6.490% | $8,860 |
| Florida | 653 | 967 | 9.6% | 6.490% | $8,390 |
| Idaho | 513 | 657 | 6.9% | 6.125% | $8,690 |
| Georgia | 337 | 569 | 10.0% | 6.625% | $6,500 |
| Colorado | 320 | 494 | 9.7% | 6.125% | $4,100 |
| South Carolina | 279 | 366 | 6.3% | 6.500% | $5,760 |
| Nevada | 252 | 406 | 7.4% | 6.625% | $6,870 |
| New Jersey | 244 | 377 | 9.8% | 6.500% | $7,530 |
| Pennsylvania | 234 | 349 | 8.6% | 6.625% | $7,380 |
| North Carolina | 230 | 318 | 7.3% | 6.625% | $4,270 |
| Arizona | 182 | 304 | 12.5% | 6.625% | $6,950 |
| California | 163 | 343 | 16.9% | 6.500% | $6,250 |
| Virginia | 156 | 207 | 11.7% | 6.625% | $7,000 |
| Washington | 121 | 211 | 7.6% | 6.490% | $5,670 |
| Tennessee | 50 | 65 | 7.7% | 6.375% | $11,210 |
| New York | 49 | 89 | 14.6% | 6.875% | $6,210 |
| Massachusetts | 48 | 85 | 8.2% | 6.625% | $6,270 |
| Michigan | 41 | 99 | 16.2% | 6.490% | $5,370 |
| Oregon | 38 | 59 | 10.2% | 6.125% | $5,700 |
| Utah | 34 | 69 | 14.5% | 6.375% | $6,790 |
| Maryland | 19 | 50 | 28.0% | — | — |
| Delaware | 19 | 27 | 7.4% | — | — |
| Connecticut | 16 | 23 | 0.0% | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Toll Brothers Mortgage Company's page for that state.
Counties where Toll Brothers Mortgage Company is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jasper County, SC | 5 | 58 | 5.0% |
| Ada County, ID | 5 | 343 | 3.8% |
| Canyon County, ID | 9 | 163 | 3.1% |
| St. Johns County, FL | 8 | 214 | 3.0% |
| Cherokee County, GA | 7 | 115 | 2.2% |
| Forsyth County, GA | 7 | 113 | 2.2% |
| Washoe County, NV | 11 | 125 | 2.0% |
| Douglas County, CO | 9 | 156 | 1.9% |
| Putnam County, NY | 12 | 19 | 1.8% |
| Monmouth County, NJ | 12 | 136 | 1.7% |
| Loudoun County, VA | 17 | 121 | 1.7% |
| Boulder County, CO | 12 | 59 | 1.5% |
| Lancaster County, SC | 13 | 35 | 1.4% |
| Chester County, PA | 16 | 93 | 1.4% |
| Mercer County, NJ | 23 | 44 | 1.1% |
Check Toll Brothers Mortgage Company yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 5493009BD405QQTMXO12.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Toll Brothers Mortgage Company with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology