Lender in Florida · HMDA 2025
Towne Mortgage Company mortgages in Florida
Towne Mortgage Company's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Towne Mortgage Company originated 621 owner-occupied single-family loans in Florida from 735 completed applications.
Its median conventional purchase loan costs were $6,930 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.49% (Florida: 6.625%).
Loans in FL
621
of 735 applications
Denial rate
4.8%
Purchase · FL 12.8%
Rate spread
+0.06 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 543 | 454 | 4.8% | 6.490% | +0.06 pts | $6,930 | $315,000 |
| Refinance | 64 | 58 | 3.1% | 6.125% | −0.16 pts | $6,570 | $345,000 |
| Cash-out refinance | 128 | 109 | 3.9% | 6.250% | −0.25 pts | $6,000 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Towne Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baker County | 7 | 10 | 3.6% |
| Jefferson County | 9 | 4 | 3.5% |
| Wakulla County | 10 | 13 | 1.9% |
| Okaloosa County | 15 | 56 | 1.5% |
| Leon County | 16 | 41 | 1.5% |
| Bay County | 18 | 32 | 0.9% |
| Gadsden County | 20 | 3 | 1.1% |
| Jackson County | 21 | 4 | 1.4% |
- Towne Mortgage Company nationwide
- Florida mortgage market
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- Towne Mortgage Company in Texas
- Towne Mortgage Company in Alabama
- Towne Mortgage Company in Georgia
- Towne Mortgage Company in Michigan
- Towne Mortgage Company in Louisiana
- Towne Mortgage Company in South Carolina
- Towne Mortgage Company in North Carolina
- Towne Mortgage Company in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology