Lender in Texas · HMDA 2025
Towne Mortgage Company mortgages in Texas
Towne Mortgage Company's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Towne Mortgage Company originated 750 owner-occupied single-family loans in Texas from 868 completed applications.
Its median conventional purchase loan costs were $8,830 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
750
of 868 applications
Denial rate
2.9%
Purchase · TX 10.2%
Rate spread
+0.19 pts
Conv. · TX +0.09 pts
Loan amount
$275,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 816 | 710 | 2.9% | 6.375% | +0.19 pts | $8,830 | $275,000 |
| Refinance | 26 | 22 | 3.9% | — | — | — | $345,000 |
| Cash-out refinance | 26 | 18 | 3.9% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Towne Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Uvalde County | 7 | 5 | 4.2% |
| Waller County | 8 | 40 | 2.1% |
| Maverick County | 14 | 3 | 0.9% |
| Howard County | 21 | 3 | 1.1% |
| Limestone County | 22 | 2 | 1.5% |
| Wharton County | 23 | 3 | 1.0% |
| Frio County | 23 | 1 | 2.0% |
- Towne Mortgage Company nationwide
- Texas mortgage market
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- Towne Mortgage Company in Michigan
- Towne Mortgage Company in Louisiana
- Towne Mortgage Company in South Carolina
- Towne Mortgage Company in North Carolina
- Towne Mortgage Company in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology