Lender in Illinois · HMDA 2025

Towne Mortgage Company mortgages in Illinois

Towne Mortgage Company's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.

Towne Mortgage Company originated 990 owner-occupied single-family loans in Illinois from 1,147 completed applications.

Its median conventional purchase loan costs were $6,680 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).

Loans in IL

990

of 1,147 applications

Denial rate

2.9%

Purchase · IL 9.2%

Rate spread

+0.46 pts

Conv. · IL +0.27 pts

Loan amount

$275,000

Purchase · IL $275,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	882	757	2.9%	6.750%	+0.46 pts	$6,680	$275,000
Refinance	166	144	3.0%	6.625%	+0.15 pts	$3,730	$335,000
Cash-out refinance	99	89	0.0%	6.990%	+0.37 pts	$3,510	$225,000

*Conventional loans only; medians with at least 20 loans.

Illinois counties where Towne Mortgage Company ranks in the top 25

County	Rank	Loans	Market share
Lee County	7	11	3.9%
Knox County	9	17	3.3%
Whiteside County	9	15	2.7%
Fulton County	17	4	1.1%
McDonough County	17	2	0.9%
Lake County	21	98	1.1%
Richland County	21	1	1.6%
Jo Daviess County	23	2	1.1%
Cook County	24	481	0.9%
McHenry County	24	62	1.2%
DeKalb County	25	17	1.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology