Lender in Arkansas · HMDA 2025
U.S. Bank, N.A. mortgages in Arkansas
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
U.S. Bank, N.A. originated 259 owner-occupied single-family loans in Arkansas from 306 completed applications.
Its median conventional purchase loan costs were $3,250 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.625% (Arkansas: 6.625%).
Loans in AR
259
of 306 applications
Denial rate
8.4%
Purchase · AR 8.5%
Rate spread
+0.04 pts
Conv. · AR +0.17 pts
Loan amount
$245,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 238 | 211 | 8.4% | 6.625% | +0.04 pts | $3,250 | $245,000 |
| Refinance | 25 | 18 | 20.0% | — | — | — | — |
| Cash-out refinance | 43 | 30 | 30.2% | 6.875% | +0.44 pts | $3,450 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Drew County | 4 | 7 | 7.3% |
| Dallas County | 5 | 2 | 5.6% |
| Marion County | 8 | 6 | 3.0% |
| Jefferson County | 10 | 12 | 2.6% |
| Grant County | 13 | 4 | 1.5% |
| Garland County | 16 | 19 | 1.6% |
| Perry County | 17 | 2 | 1.7% |
| Lafayette County | 17 | 1 | 3.9% |
| Baxter County | 18 | 6 | 1.0% |
| Bradley County | 19 | 1 | 2.0% |
| Cleveland County | 19 | 1 | 1.8% |
| Polk County | 21 | 2 | 0.9% |
| Lincoln County | 22 | 1 | 2.0% |
| Faulkner County | 23 | 18 | 0.9% |
| Franklin County | 23 | 3 | 1.4% |
| Saline County | 24 | 26 | 1.1% |
- U.S. Bank, N.A. nationwide
- Arkansas mortgage market
- U.S. Bank, N.A. in California
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- U.S. Bank, N.A. in Texas
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- U.S. Bank, N.A. in Kentucky
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- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology