Lender in Kansas · HMDA 2025
U.S. Bank, N.A. mortgages in Kansas
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
U.S. Bank, N.A. originated 360 owner-occupied single-family loans in Kansas from 404 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $2,790 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
360
of 404 applications
Denial rate
7.3%
Purchase · KS 6.6%
Rate spread
+0.07 pts
Conv. · KS +0.18 pts
Loan amount
$265,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 315 | 290 | 7.3% | 6.625% | +0.07 pts | $2,790 | $265,000 |
| Refinance | 44 | 38 | 9.1% | 6.625% | −0.05 pts | $2,790 | $345,000 |
| Cash-out refinance | 45 | 32 | 22.2% | 6.875% | +0.32 pts | $2,960 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Doniphan County | 3 | 12 | 12.4% |
| Comanche County | 3 | 1 | 20.0% |
| Cheyenne County | 8 | 1 | 12.5% |
| Wabaunsee County | 9 | 4 | 3.4% |
| Gove County | 9 | 1 | 5.6% |
| Trego County | 9 | 1 | 5.9% |
| Shawnee County | 13 | 56 | 2.3% |
| Pratt County | 13 | 2 | 2.6% |
| Crawford County | 14 | 5 | 1.4% |
| Jackson County | 14 | 3 | 1.8% |
| Johnson County | 16 | 129 | 1.3% |
| Cherokee County | 16 | 3 | 1.3% |
| Ford County | 16 | 3 | 1.1% |
| Washington County | 16 | 1 | 3.0% |
| Douglas County | 17 | 16 | 1.2% |
| Wyandotte County | 18 | 29 | 1.5% |
| Neosho County | 18 | 2 | 1.5% |
| Osage County | 22 | 3 | 1.3% |
| Barton County | 23 | 2 | 0.9% |
| Pottawatomie County | 25 | 4 | 0.9% |
- U.S. Bank, N.A. nationwide
- Kansas mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology