Lender in Massachusetts · HMDA 2025
U.S. Bank, N.A. mortgages in Massachusetts
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
U.S. Bank, N.A. originated 515 owner-occupied single-family loans in Massachusetts from 561 completed applications.
Its median conventional purchase loan costs were $5,610 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.50% (Massachusetts: 6.575%).
Loans in MA
515
of 561 applications
Denial rate
4.8%
Purchase · MA 6.3%
Rate spread
−0.11 pts
Conv. · MA +0.02 pts
Loan amount
$735,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 377 | 348 | 4.8% | 6.500% | −0.11 pts | $5,610 | $735,000 |
| Refinance | 154 | 143 | 3.3% | 6.375% | −0.18 pts | $3,630 | $845,000 |
| Cash-out refinance | 30 | 24 | 16.7% | — | −0.03 pts | $3,370 | $435,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nantucket County | 4 | 4 | 6.3% |
| Middlesex County | 15 | 236 | 1.5% |
| Norfolk County | 19 | 80 | 1.1% |
- U.S. Bank, N.A. nationwide
- Massachusetts mortgage market
- U.S. Bank, N.A. in California
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- U.S. Bank, N.A. in Ohio
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- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology